The financial well-being
of your employees,
finally automated.
From managing salary advances to accounting reconciliation, including access to public aid and budget support—Stairwage automates the entire financial journey of your employees. Your HR and payroll teams no longer have to manage anything manually.
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They trust us
“At Edenred, we are continuously working on the evolution of our offering to meet the needs of those in the world of work by integrating new solutions.
Thanks to this new partnership with Stairwage, we are happy to offer a solution that will facilitate and improve employee well-being. We are also proud to support the development of this innovative French start-up.”
“The value proposition is understood by employees. Access to autonomy regarding salary advance requests, the simplicity of the application, and the speed of payment are the drivers of usage.
HR departments and managers, who were previously solicited for manual salary advance requests, are seeing a significant reduction in their administrative burden and appreciate the quality of service now offered to their teams and employees.”
One platform. Five modules.
Zero manual management.
Payroll & advances
From the employee's request to the transfer, through to payroll and accounting reconciliation—everything is automated. Zero manual entry, zero risk of error.
Eligibility rules are fully customizable: by subsidiary, by contract type (probationary period, notice period, part-time, etc.). Via API or SFTP depending on your infrastructure.
To understand the legal framework and how it works, consult our complete guide to salary advances.
Responsible salary advance management
An optional module, initiated by the employee. Those who wish to reduce their reliance on salary advances can use a personalized plan based on their history—over 3, 6, or 9 months—to gradually regain long-term financial balance.
Confidential, with no employer intervention.
Overdraft alerts &
banking protection
Stairwage connects to the employee's bank account and alerts them as soon as an overdraft is imminent. With one click, they can unlock a portion of their already-earned salary to cover expenses—avoiding bank charges, rejected payment fees, and financial incidents.
7 billion euros in overdraft fees are paid by French employees every year. Stairwage helps them break free from this cycle, without any employer intervention.
Human support via Crésus
In partnership with Crésus, a French non-profit recognised as a public-interest organisation, Stairwage automatically detects signs of financial vulnerability and proactively offers employees personalised support. Employees are free to accept or decline. Once started, the support is entirely confidential. This optional module can be activated according to rules set by the employer.
Public, social & corporate aid
10 billion euros in public, social, and corporate aid go unclaimed every year due to a lack of information. Stairwage provides the solution: through an in-app conversational assistant—available in text or voice, in any language—every employee is guided to identify the benefits they are entitled to, whether local, regional, national, or employer-specific. Stairwage then explains how to obtain them, including the necessary steps, contacts, and direct links.
For employers
Significant time savings for HR teams
Before Stairwage, every salary advance request followed the same path: receipt via email, paper, or intranet; manual verification of the balance and legal limits; approval; transmission to the CFO and accounting department on the 15th of the month; and finally, entry into the payroll software at the end of the month.
With Stairwage, this entire process disappears. The request, verification, transfer, and reconciliation are fully automated. Your HR and payroll teams no longer process any advances manually — they can focus on what truly adds value.
Strengthening your social policy for employees
Offering Stairwage sends a clear signal to your employees: their financial situation matters to you. Access to earned wages, detection of unclaimed public benefits, overdraft protection, budget coaching and human support via Crésus — each module strengthens your social policy in a practical way. It is a visible, measurable and distinctive commitment, especially during annual pay negotiations and as part of your workplace wellbeing initiatives.
Reducing the risk of errors and overpayments
Without Stairwage, every manually granted salary advance exposes the company to the risk of overpayment — which is difficult, if not impossible, to recover when an employee leaves the company. Stairwage eliminates this risk at the source: limits are automatically calculated and enforced, eligibility rules are set by you, and every transaction is reconciled without human intervention. Zero errors, zero disputes, zero overpayments.
A more innovative and attractive company
In a tight labour market, employee benefits make all the difference. Offering Stairwage gives candidates and employees a concrete, immediate and visible benefit — one that goes well beyond health insurance or meal vouchers. It sets you apart in recruitment, helps you retain talent, and sends a strong signal during annual pay negotiations: your company cares about the financial health of its teams, not just their gross salary.
For employees
Increasing employee purchasing power
Your employees lose an average of €280 per year in avoidable bank fees and overdraft charges. Furthermore, €10 billion in public and social benefits go unclaimed each year due to a lack of information. Stairwage addresses both issues: immediate access to earned wages to prevent overdrafts, and automatic detection of the benefits each employee is entitled to. No complex procedures, no employer intervention required.
Enhanced confidentiality
Before Stairwage, requesting a salary advance meant putting yourself out there — going to see your manager or HR, explaining your financial situation, and sometimes having to justify yourself. It was an uncomfortable process that many employees avoided, to the detriment of their financial stability.
With Stairwage, employees manage their requests with complete autonomy, from their phone, at any time. It is a simple, fast, and dignified experience that preserves the relationship with their employer.
Instant payment for emergency situations
An unexpected event, an urgent bill, an imminent overdraft — the employee makes their request from the app and receives their money in 5 seconds, directly into their bank account. No forms, no waiting, no manual validation. The money is there before the problem even becomes a source of stress.
Flexible salary management for employees
The employee chooses. The amount they want, the day they want, as many times as they need during the month — within the limit of the available balance they see in real-time in the app. No more waiting until the 30th of the month to manage expenses. Salary adapts to life, not the other way around.
Why Stairwage?
Manual management of advances involves multiple stakeholders — HR, payroll, accounting — with delays that can reach several weeks between the request and the payment. Stairwage transforms this process into an end-to-end automated digital service: from the employee's request to integration into payroll and accounting. The rules are fully configurable according to your organization to ensure fair treatment and risk control.
Falling engagement scores, high turnover, absenteeism — there are many reasons to launch a workplace wellbeing initiative. But they often point to the same conclusion: financial stress is one of the leading causes of unhappiness at work. Adding Stairwage to your wellbeing programme means acting quickly and concretely on this lever, with visible, measurable results.
During annual negotiations, room for maneuver on salaries is often limited. Stairwage offers an additional lever: concretely improving employees' purchasing power. A tangible, immediate, and visible benefit for employees that strengthens the employer's position at the negotiating table and demonstrates a concrete commitment beyond gross salary.
Stairwage, hear from our users
“Implementing Stairwage allowed us to eliminate all the time-consuming, low-value manual tasks involved in processing salary advances.”
Result: complete elimination of manual advances
"Very practical and really cool — a way to get an advance easily and independently. Personally, with this app, I can finally make my advance requests with peace of mind."
What your employees experience every day
Connect Stairwage to your ecosystem
